Over 50% of central banks actively regulate cost of payments services

Central banks with explicit payments mandate more involved in setting cost limits

Just over half of central banks who took part in Central Banking’s Payments Benchmarks 2021 have some involvement in the pricing of payments services in their jurisdiction. 

Payments made via real-time gross settlement (RTGS) systems (75%), and credit and debit cards were the most actively regulated areas (30%). In general, central banks operate RTGS infrastructure and therefore will set membership and transactional fees. 

Of the 17 central banks that said they did not have any involvement in

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