More than half of central banks have a fintech strategy

Implementation challenged by poor regulation and talent scarcity

A slim majority of central banks (21 out of 39, 53.8%) responding to the Fintech Benchmarks 2024 say they have a fintech strategy.

The section generated insightful comments from 34 participants. Most respondents highlighted opportunities associated with the sector. Central banks believe that fintech will promote financial inclusion, enhance payment systems, boost investments, create jobs, and facilitate competitiveness among solution providers.

However, lack of regulation, supervisory gaps and

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