Majority of central banks lack legal authority to issue CBDC

Technical CBDC design has legal implications

A minority of central banks participating in Central Banking’s Fintech Benchmarks 2022 reported they have a legal mandate to issue central bank digital currencies (CBDCs). 

A total of two-fifths (39%) of the 31 central banks that responded to this question – versus 33 central banks that participated overall – said they had a legal mandate to issue a digital currency.

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BEHIND THE DATA: An important component related to legality is the scope and definition of a CBDC.

Of the two central

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