Finnovator: Equifax

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Kris Tripplaar/SIPA USA/PA Images

Artificial intelligence (AI) presents an opportunity for financial institutions to change how they allocate credit and risk, creating a more inclusive and fair economic system. AI’s ability to avoid the traditional credit reporting and scoring system offers banks a chance to tip the scales.

Nearly 91.5 million consumers in the US have thin or no credit files, limiting their access to credit – a key component to financial inclusion. Historically, Equifax has helped financial institutions reach

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