Articles by David Birch
Should a CBDC really be like cash?
Electronic and physical cash are fundamentally different and must be treated as such
How to solve the payments privacy paradox
Anonymous CBDC has major drawbacks, but privacy in payments can still work, says Dave Birch
The six key drivers for digital currency
Dave Birch breaks down the forces that are pushing central banks towards CBDC
In search of a better definition of digital money
Dave Birch tries to cut through the noise on cryptocurrencies, blockchains and everything in between
Regulators should embrace digital ID
Lack of single ID in financial services is causing unnecessary friction, argues Dave Birch