IMF explores ways to reform US mortgage finance

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A research paper released by the International Monetary Fund reflects on the reasons behind the financial crises, and questions the sustainability of the US approach to government-backed mortgages in an increasingly unequal society.

Stabilizing the system of mortgage finance in the United States, by Richard Koss, argues “policy measures designed to help lower income households to build wealth through homeownership” were not the root of the crisis, nor was accommodative monetary policy.

The

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