BoJ explores holdings limits for CBDC accounts

Central bank says setting overall holding limits could raise privacy issues


The Bank of Japan has explored the idea of allowing a single user to have multiple central bank digital currency (CBDC) accounts while still imposing holding limits on them.

In a report published on May 29, the BoJ shared key findings on the second phase of its proof-of-concept study on a digital yen, which ended in March.

One of the key issues the BoJ examined in the study was how it could set holding limits if it allows a user to have CBDC accounts with different intermediaries. The aim of

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