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The Central Bank Digital Currency Survey 2020 – debunking some myths
Most central banks believe there are retail uses for CBDCs, but few plan to launch one in the next five years
The emergence of private stablecoins and crypto assets – most notably libra in 2019 and bitcoin in 2008 – have sparked fevered speculation that the role of central bank oversight and management of money might be undermined. As a result, every move by a central bank or comment by a central banker about virtual money sparks a frenzy of headlines about an imminent move to create central bank digital currencies (CBDCs).
The results of Central Banking’s inaugural Central Bank Digital Currency Survey
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