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‘Who pays?’ remains biggest puzzle of digital euro – panel

Specialists say successful payment systems solve problems for consumers and merchants

 A panel discussion at the ACI Payments Unleashed conference in June 2026
Tailored Media

Payments specialists from the private sector expressed their continued scepticism about the European Central Bank’s digital currency project during a panel discussion at ACI Worldwide’s Payments Unleashed conference in London on June 30.

The panellists had differing views on the central bank digital currency, but all converged on the crucial question of who would pay for the infrastructure.

Régis Folbaum, CEO of French clearinghouse Stet and a former member of the ECB’s market advisory group on

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