Macro-pru mortgage limits were successful – RBA research
Macro-prudential policies aimed at reducing risk in the housing market have been a success, according to research from the Reserve Bank of Australia.
Between 2014 and 2018, the Australian Prudential Regulation Authority (Apra) twice implemented policies targeting the mortgage market, where risks were seen to be building.
The first policy required banks to limit their annual growth in investor mortgages to no more than 10%. The second policy required banks to limit their lending in interest
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