Central Banking

Payment Innovation: Central Bank of Brazil

Central Bank of Brazil
Carlos Brandt, deputy head of competition and financial market structures, Central Bank of Brazil

When the Central Bank of Brazil began investigating ways to improve its retail payment architecture, central bank digital currencies (CBDCs) were an obvious choice. However, through its investigation, the central bank realised the benefits of implementing an open, universal, and multipurpose instant payment system were abundant.

While still investigating the potential of a CBDC, the central

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