Central Banking

Sepa obstacles have 'not evaporated completely’, warns Finland paper


The obstacles for cross-border transactions in the Single Euro Payments Area (Sepa) "have not evaporated completely" and are still acting as a "barrier... [to] a true domestic products and services market" within the Economic and Monetary Union (Emu), according to an online paper published by the Bank of Finland.

In The Single Euro Payments Area: Characteristics, Realization and Future Prospect, Jere Virtanen warned the complexity of building a unified payments area was "comparable, or even more

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FedNow – at last

The instant payment system might help fix the US’s rusty payment rails, but it also faces competition, says Dave Birch

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