EU must decide on how to oversee fintech regulation, ESAs say

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The European Union needs to decide how it will oversee national efforts to encourage financial technology, the three European supervisory authorities (ESAs) say in a joint report.

The three agencies – the European Banking Authority, the European Securities and Markets Authority and the European Insurance and Occupational Pensions Authority – co-operated to outline principles for national authorities’ oversight of fintech.

A majority of EU member states have set up innovation hubs in recent

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