EU must decide on how to oversee fintech regulation, ESAs say

European Union map

The European Union needs to decide how it will oversee national efforts to encourage financial technology, the three European supervisory authorities (ESAs) say in a joint report.

The three agencies – the European Banking Authority, the European Securities and Markets Authority and the European Insurance and Occupational Pensions Authority – co-operated to outline principles for national authorities’ oversight of fintech.

A majority of EU member states have set up innovation hubs in recent

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