BdF paper looks at digital currency and remuneration

Digital currency

A working paper published by the Banque de France looks at retail and wholesale CBDCs or RCBDCs and WCBDCs.

In Central bank digital currency: one, two or none? Christian Pfister examines why and how they could be issued, and what the consequences might be.

Wholesale CBDCs might be issued either to promote financial innovation or to lower transactions costs, he notes. Retail CBDCs might aim to provide public access to a cheap, easily accessible digitalised monetary instrument, without the

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