Caruana on contemporary issues in credit risk

In the speech 'Contemporary issues in credit risk' given on 27 October Jaime Caruana of the Bank of Spain said adopting a more risk-sensitive treatment of credit risk will require significant work by all of us. What we learn about the factors driving losses from default, and how we can better measure and reduce our exposure to losses, means much more to all of us than simply a more favourable capital requirement.

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