Implementing Basel II in Europe

In Europe, the task of ensuring a smooth transition to the Basel II capital rules for banks falls on the new Committee of European Banking Supervisors (CEBS). Neil Courtis spoke to CEBS chairman, Jose Maria Roldan, for CentralBankNet.

On the subject of capital add-ons, are more countries going to copy the UK, and set target capital ratios above the minimum level?

No. Under pillar two, the supervisor starts with an overall assessment of a bank's risks. If this assessment is negative, the

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