Central Banking

ECB’s Cœuré champions retail payments integration


Benoît Cœuré, a member of the European Central Bank's (ECB) executive board, extolled the benefits of integrating retail payments in a speech at a Budapest conference on November 15.

Cœuré said an integrated retail payments market is crucial to the proper functioning of a market economy, and to people's trust in the currency as a means of exchange – a necessary condition of the Economic and Monetary Union.

A fragmented market can lead to an inefficient structure that imposes higher costs on its

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