Kenya gets first credit-reference bureau

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Kenyans in small and medium enterprises could find it easier to borrow after the Central Bank of Kenya on Wednesday licensed the first of several "pivotal" credit reference bureaux in the east African country.

Njuguna Ndung'u, the central bank's governor, said Kenyans in small start-ups had found it particularly difficult to gain access to loans, and that reference bureaus would help mitigate this problem. "This [the difficult of obtaining credit] has in part been attributable to the lack of phy

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