Skip to main content

Holding limits could support CBDC adoption – ECB study

High threshold, plus reverse waterfall functionality, could mitigate stability risks, researchers say

Digital-Euro

An experiment suggests that introducing a holding limit for a central bank digital currency could encourage adoption – when the limit is high enough.

In a working paper published by the European Central Bank on October 15, Thomas Garcia, Claudia Lambert, Cosimo Pancaro, Claire Rimbaud and Alice Soldà note that most CBDC projects foresee the introduction of a cap on the amount that individuals could hold in their digital wallets. This is to prevent excessive outflows of deposits from banks, and

Solo los usuarios que tengan una suscripción de pago o formen parte de una suscripción corporativa pueden imprimir o copiar contenido.

Para acceder a estas opciones, junto con todas las demás ventajas de la suscripción, póngase en contacto con info@centralbanking.com o consulte nuestras opciones de suscripción aquí: subscriptions.centralbanking.com/subscribe

Actualmente no puede copiar este contenido. Póngase en contacto con info@centralbanking.com para obtener más información.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Central Banking? View our subscription options

Artículos más leídos cargando...

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Iniciar sesión
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account

.