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Fintech Benchmarks 2026 – model banks analysis

Data breakdowns reveal divergent approaches to CBDC, fintech staffing and AI adoption

The model banks analysis for the Fintech Benchmarks 2026 sheds further light on the similarities and differences between central banks in different economic groups and of different sizes. 

One result that stands out is the divergence between fintech teams at advanced economy (AE) central banks and their peers in emerging market economies (EMEs). Fintech staffing is greatest on average among larger EME central banks, at 21 individuals. By contrast, the larger AE banks only employ two people on

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