You spoke at the FinTech and RegTech Global Summit about ‘disruptive innovation’. How can central banks ensure innovation remains disruptive, but not destabilising?

By becoming more digitally intelligent organisations, central banks will be able to more flexibly respond to regulatory and market changes and better understand how firms are using disruptive innovation in their business models. It may, by proxy, offer up the opportunity to reduce the cost of compliance for regulated firms in the