FDIC's Bair on mortgage reform
Sheila Bair, the chairman of the Federal Depository Insurance Corporation (FDIC), on Monday set out three areas where the industry and government can cooperate to create sustainable lending practices.
Bair's first recommendation was for more education and protection of consumers. She said financial education could do a great deal to help consumers make informed financial decisions and protect themselves. The FDIC has a programme called "MoneySmart", said Bair, which has been used by more than 2
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